Most “we buy houses” companies can offer you one thing — a cash offer, almost certainly below market. As a licensed agent with 20 years of experience, I walk you through every option and tell you honestly which one serves you best.
Close in as few as 7 days. No showings, no repairs, no contingencies. Your home goes in front of thousands of investors simultaneously — they compete, you get a real number, not a single lowball.
List on the open market as-is — no repairs, no staging. In competitive markets, as-is listings attract multiple offers and often produce more than a single cash offer.
Light cleanup, priced right, sold fast — without a full renovation. Faster than traditional, higher than a deep-discount cash offer.
Own your home free and clear? Carry the note and collect monthly payments instead of a lump sum. Often achieves a higher total price over time.
Rent now, sell later. Lock in a future sale price today while collecting rent in the meantime.
Free 20-minute call with Dan. Every option on the table. No pressure, no pitch.
20+ years across Virginia, Maryland, DC and beyond. No situation I haven't seen. No judgment attached to any of them.
We can close in days — fast enough to stop the clock and protect your credit.
We handle the transaction so you can focus on what matters.
Bought as-is — full of belongings, no cleanout required.
You don't have to fix a thing. Buyers who want it exactly as it is.
Resolved at closing from your proceeds. We've navigated all of it.
Close on your timeline. Remote signing available.
Sell with tenants in place or vacant. Clean exit.
No judgment. Just options and a clear path forward.
Maryland is a judicial foreclosure state. Your lender must file suit in Howard County Circuit Court at 8360 Court Avenue in Ellicott City before any auction can be scheduled. The process begins with a Notice of Intent to Foreclose sent at least 45 days before filing. That notice triggers access to Maryland's free Foreclosure Mediation Program — a valuable tool that pauses the timeline while you explore options.
After filing, the court appoints a trustee, issues process, and you receive a summons. The right to respond and request mediation extends your window further. From filing to auction typically runs 6 to 12 additional months in Howard County. Acting before filing — or early in the court process — gives you the most options.
Howard County consistently ranks among the wealthiest counties in the United States. Columbia's planned community neighborhoods, Ellicott City's established corridors, Clarksville and River Hill — median home values in Howard County significantly exceed the Maryland average. That means most homeowners facing foreclosure in Howard County have substantial equity worth protecting.
At a distressed foreclosure auction in Ellicott City, properties sell well below market value. The equity you've built — sometimes $100,000 to $300,000 or more — disappears. A cash sale captures that equity and delivers it to you at closing.
Most Howard County homeowners contact us after receiving the Notice of Intent. By then the window is narrower. If you're one or two payments behind and see the trend heading in the wrong direction, calling now — before any notice arrives — gives you maximum options and maximum leverage with your lender.
Call or fill out the form. 2 minutes. No commitment, no judgment. Dan personally handles every inquiry.
Dan walks you through every realistic path with honest numbers on each one. No pressure, no pitch.
Fast as 7 days or as long as 90. Your timeline, your call.
“Dan explained every option clearly. We did a wholetail and netted $40K more than the cash offer we got elsewhere.”
“Inherited my dad's house and had no idea what to do. Dan walked me through everything with zero pressure. Closed in 3 weeks.”
“Facing foreclosure and thought I had no options. Dan helped me sell fast and kept my credit intact. Called on a Tuesday, closed in 18 days.”
Based on Google reviews · Dan White, Pearson Smith Realty
No judgment. No obligation. No pressure. Just an honest conversation with someone who has been through it all — across Virginia, Maryland, DC, West Virginia, Delaware, and Pennsylvania.